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Since ancient times, it was thought that painful stomach ulcers were caused by eating spicy foods or having an unhealthy diet. But since then, researchers have found that Helicobacter pylori—a common bacterium found in over 60% of the world’s population—was the real culprit behind most stomach ulcers and a high risk for stomach cancer.
Now scientists from the Ateneo de Manila University School of Science and Engineering’s Department of Biology are on the way to finding a vaccine to fight off the bacterium, possibly preventing stomach ulcers and lowering the risk for stomach cancer.
Ateneo biologists Demy Valerie Chacon, Kiana Alika Co, Daphne Noreen Enriquez, Aubrey Love Labarda, Reanne Eden Manongsong, and Edward Kevin Bragais used a cutting-edge approach called “immunoinformatics” that combines computer science with immunology to scan the genetic makeup of pathogens and predict which parts of them can trigger a strong immune response. By running thousands of gene sequences through these computational tools, researchers can narrow down the most promising vaccine targets much faster and at lower cost than through trial-and-error lab work alone.
The Ateneo biologists have identified key proteins produced by H. pylori that help it survive stomach acid, stick to the stomach lining, and evade the body’s natural immune system. Their analysis also identified parts of these proteins that are most likely to be safe, non-allergenic, and capable of activating protective immune cells.
While their research findings are still preliminary and based on computer simulations, the next steps include laboratory testing to validate these predictions. To date, there are no approved vaccines against H. pylori despite ongoing tentative research in other laboratories around the world. However, if successful, the Ateneo research could pave the way for the first-ever H. pylori vaccine that could help guard against stomach ulcers and cancer.
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In response to the directive of President Ferdinand R. Marcos Jr. and instruction of Finance Secretary and Social Security Commission Chairperson Ralph G. Recto to provide immediate relief to those devastated by the 6.9 magnitude earthquake in Cebu, the Social Security System (SSS) announced that affected SSS members can now apply for a calamity loan effective today, 2 October 2025.
SSS President and Chief Executive Officer Robert Joseph Montes De Claro said that the new Guidelines of the SSS Calamity Loan Program now in place allows SSS to respond sooner and
immediately provide financial support through Calamity Loans for affected SSS members featuring lowered interest rate of 7% per annum and loanable amount of up to P20,000.
“We want to assure our members that they can rely on SSS in times of calamities and other natural disasters. Our goal is to support the quick recovery of our members in quake-hit areas by providing them with an accessible loan program,” De Claro stated.
De Claro said that the program’s loan activation process has been significantly shortened enabling SSS to provide immediate financial assistance to affected members.
He said that members can apply for the calamity loan using their My.SSS account. Once approved, loan proceeds will be credited directly to their enrolled disbursement account.
To qualify, members must meet the following major requirements:
• Must be residing or working in an area declared under State of Calamity;
• Must have at least 36 monthly contributions. At least six of these must be posted within the last 12 months before filing. Individually paying members must have paid at least six contributions under their current membership type;
• Must have online account with SSS (My.SSS) to file an online application;
• Must have no past due loan accounts and no outstanding restructured loans;
• Must not have been granted any final benefit;
• Must be of legal age and under 65 years of age at the time of the loan application; and
• Must have not been disqualified due to fraud committed against the SSS.
For employed members, their employers must be updated on SSS contributions and loan remittances.
The National Disaster Risk Reduction and Management Council (NDRRMC) has declared a State of Calamity for all cities and municipalities in Cebu Province following a powerful earthquake that struck last 30 September 2025.
Calamity loan for typhoon-hit members
In addition to Cebu, De Claro emphasized that the SSS Calamity Loan Program extends vital financial relief to members affected by the recent tropical cyclones — Mirasol, Nando, and Opong — and the enhanced southwest monsoon that have disrupted lives and livelihoods across the country.
“The series of typhoons in the past several days has affected the daily lives and livelihood of our members in different parts of the country. Through our new Calamity Loan Program, SSS is now more responsive to the needs of affected SSS members as the loan window is announced and implemented within a few days from declaration of State of Calamity providing immediate financial support and helping them recover sooner from these weather disturbances,” De Claro said.
The NDRRMC declared a State of Calamity over 85 towns and cities in Ilocos Norte, Cagayan, Oriental Mindoro, Romblon, Masbate, Aklan, and Maguindanao del Sur as a result of these weather events, as follows:
The Island of Fire Awakens Curiosity
But beyond legends and viral videos, Siquijor is a gem worth discovering for its beaches, waterfalls, cliffs, and laid-back island life. And the best part? You can explore many of its top attractions in just one full day from Dumaguete.
Here’s a structured guide on how to maximize your Siquijor adventure.
Getting there
The easiest way to reach Siquijor from Dumaguete is by fast craft ferry. Book the earliest trip, usually around 5:00 or 7:00 AM (though schedules change depending on the season, so check ahead). The ride takes just about an hour, giving you plenty of time to explore the island before heading back in the evening.
Travel Tip: Book tickets online or a day in advance, especially during peak seasons, to secure a spot on the earliest boat.
Upon arrival at Siquijor Port, start your day with breakfast at Janin’s Café, just a short walk from the port. Their hearty breakfast plates and fresh coffee make the perfect fuel before your adventure.
Getting around Siquijor
The most practical way to explore Siquijor is by renting a motorcycle. Rentals are available near the port and typically cost ₱450–₱700 per day, depending on the model. A full tank of gas costs around ₱100–₱150, which is more than enough for your one-day trip.
While tricycles are available, riding one per stop can get expensive. A motorbike offers both flexibility and savings, allowing you to cover more ground at your own pace.
Safety Tip: Though wearing a helmet is not a requirement, I still encourage you to always wear a helmet and bring your driver’s license. Road conditions are generally good, but be cautious on curves and when exploring less-developed areas.
One-day itinerary: things to do in Siquijor
1. Salagdoong Beach – Cliff Diving & Swimming
Start your journey at the farthest point: Salagdoong Beach in Maria. Known for its dramatic rock formations and cliff-diving platforms, it’s a playground for thrill-seekers. If cliff jumping isn’t your style, the calm, clear waters are perfect for a morning swim.
Travel Tip: Visit early to enjoy fewer crowds and softer sunlight for photos. Entrance fees are minimal, and you can rent a cottage if you plan to stay longer.
2. Cambugahay Falls – The Island’s Crown Jewel
No trip to Siquijor is complete without a stop at Cambugahay Falls. Thanks to Anne Curtis’ viral video, this three-tiered waterfall has become an Instagram hotspot. Swing into the cool, emerald pools on a makeshift vine or simply wade in the refreshing waters.
Local Insight: The swings have small fees managed by locals, but they add to the fun. Don’t forget to bring water shoes as the rocks can be slippery.
3. Old Enchanted Balete Tree – A Touch of Folklore
Next, head to the 400-year-old Balete Tree in Lazi. Surrounded by tales of mysticism, the tree is a cultural icon. At its base flows a natural spring where visitors can dip their feet for a unique fish spa experience.
Travel Tip: This is a quick stop, perfect for resting and cooling down while learning a bit about the island’s mystical reputation.
4. Kawayan Holiday Resort – A Scenic Pause
For a change of pace, stop at Kawayan Holiday Resort, known for its cliffside views and serene ambiance. While it functions as a resort, day visitors can sometimes enjoy the view deck and facilities with minimal fees. Unfortunately, you need to fall in line to get a spot if you want a photograph at the cliffside stairs. If this area wouldn't fit your limited time, I suggest you totally skip it.
5. Pitogo Cliff – Hidden Cliffside Escape
Another underrated stop is Pitogo Cliff, where raw limestone formations meet the sparkling blue sea. Adventurers often find this spot quieter than the main tourist sites, making it perfect for photos or simply soaking in the island’s rugged beauty.
Travel Tip: If you do not have a drone, you can rent one here for that famous cliff shot.
6. Lunch Stop – Fig Café or Bucafe
By midday, hunger will surely set in. For a cozy lunch experience, head to Fig Café, famous for its healthy and hearty meals. If you prefer a lighter, open-air vibe, Bucafe is a wonderful alternative, with a rustic ambiance and fresh local dishes.
Tip: Siquijor cafés often emphasize farm-to-table concepts, so expect flavorful meals made with local ingredients.
7. Lugnason Falls – A Refreshing Detour
Post-lunch, make your way to Lugnason Falls. Less crowded than Cambugahay, it’s part of the island’s “Twelve Springs of Enchantment.” The falls flow into a cool basin where you can take another dip or simply relax in nature.
Local Secret: Visit during the wet season for stronger water flow; it can be shallow during summer months.
8. Mt. Bandilaan National Park – Optional Stop
If time allows, drive up to Mt. Bandilaan National Park. The park offers a peaceful forest trail and a viewing tower with panoramic vistas of the island. It’s also a cultural site with shrines and healing traditions tied to Siquijor’s heritage.
9. Sunset at Paliton Beach – The Perfect Ending
Wrap up your adventure with the golden hues of Paliton Beach, often dubbed the “Little Boracay of Siquijor.” Its white sands, coconut palms, and stunning sunset views make it the ideal last stop before heading back to the port.
Travel Tip: Arrive an hour before sunset to secure a good spot. Vendors nearby sell snacks and drinks, adding to the laid-back island vibe.
Heading Back
Return your motorcycle at least 30–60 minutes before your ferry schedule. Ferries typically depart late in the afternoon or early evening. Be at the port early to avoid last-minute stress, and enjoy one final glimpse of the island before your trip back to Dumaguete.
Final thoughts
Siquijor is a destination that effortlessly blends adventure, relaxation, and mystique. In just one day, you can experience cliff diving, swimming in waterfalls, visiting folklore sites, and watching a world-class sunset. While the island deserves more than a quick visit, this itinerary ensures you capture the essence of what makes Siquijor enchanting.
As more travelers discover its magic—helped along by viral moments and word of mouth—Siquijor remains a place where folklore meets reality, and where each visitor leaves a little spellbound.
The holiday season is here once again, bringing reunions, festive gatherings, and well-deserved getaways. It’s the time of year when families reconnect, friends meet up, and many Filipinos finally take a break after a busy year. According to Visa’s latest Green Shoots Radar Survey, December remains the busiest month for both domestic and international travel among Filipinos, accounting for 36% and 20% of trips, respectively.
Interestingly, more Filipinos travel during December compared to the Asia Pacific average, with only 22% traveling domestically and 20% traveling internationally in the region.
As travel picks up, Filipinos are becoming more mindful not just of where they go, but also how they spend. From choosing secure payment methods to exploring digital options like QR codes, the goal is clear: travel smart, enjoy more, and worry less.
Here are a few tips to help make your holiday trips smoother and more budget-friendly:
Nearly half of Filipino travelers (49%) prefer using a credit card abroad, mainly because of its wide acceptance and added security. Beyond peace of mind, credit cards often come with rewards, promos, and installment offers that can stretch your holiday budget further.
For big-ticket expenses like flights, hotels, and shopping, using your credit card saves you the hassle of carrying large amounts of cash and lets you enjoy more of the trip without worrying about safety.
More than half of Filipinos (59%) now know they can use QR code payments abroad. With e-wallets and banking apps, paying for coffee in Seoul, souvenirs in Singapore, or snacks in Tokyo is now quicker and safer. No loose change, no stress—just a simple scan and you’re good to go.
Popular destinations for Filipinos include Japan (37%), Singapore (20%), South Korea (19%), and Hong Kong (19%). Each has its own spending quirks—think transport passes, street food, shopping, or themed attractions.
A good habit is to plan your budget per stop before flying out. Allocate portions of your holiday funds and use your credit or debit cards for essentials like transport, meals, and key purchases. Tracking expenses through your card’s records helps you see where your money goes and whether you have extra to splurge on collectibles, skincare, or pasalubong.
For most Filipinos, traveling during the holidays isn’t just about sightseeing. It’s about reuniting with loved ones (43%), finding time to relax (29%), or even visiting theme parks (28%). The less you stress about payments, the more you can focus on creating memories that last.
“Filipinos are becoming more intentional about how they travel, not only in where they go but in how they pay,” said Jeffrey Navarro, Country Manager for Visa in the Philippines. “This holiday season, Visa is here to make every trip simpler and more secure, so travelers can spend with confidence and focus on making memories that matter most.”
The Ber months remind us that travel and spending aren’t just about transactions, but about the experiences they bring. From family reunions to simple moments of joy, what matters most is being present. This holiday season, be mindful of your budget, plan ahead, and choose payment options that work best for you. After all, the best trips are the ones where you can enjoy fully—without worrying too much about your wallet.
Every Filipino traveler dreams of seeing snow at least once—and for many, that dream destination is Sapporo, Hokkaido’s winter wonderland. From glistening white landscapes and heartwarming bowls of soup curry to world-class skiing and chocolate delights, Sapporo offers an experience that feels straight out of a holiday postcard.
But here’s the catch: the best time to go—winter season from December to February—also happens to be one of the busiest and priciest times of year. Flights, hotels, and tours get fully booked months in advance. That’s why the secret to making your snowy escape a reality is simple: start saving and planning early.
Picture this: you arrive at New Chitose Airport after a connecting flight from Manila, step out into the crisp winter air, and within an hour, you’re in Sapporo. Your first night calls for comfort—so head straight to Sapporo’s famous ramen alleys. Known as the birthplace of miso ramen, this city offers steaming bowls topped with buttery corn, juicy chashu, and fresh Hokkaido seafood. A visit to Ramen Shingen or the bustling Ganso Ramen Yokocho is the perfect way to warm up after your long journey.
The next morning, it’s time for something sweet. Just a short train ride away is Royce’ Chocolate Town, where travelers indulge in Hokkaido’s most beloved treats. Later, a day trip to Otaru offers magical strolls along a canal lined with gas lamps, double fromage cheesecakes from LeTAO, and sushi so fresh it melts in your mouth.
On Day 3, adventure takes center stage with snowmobiling across snowy trails, sledding at Moerenuma Park, and digging into a steaming bowl of Sapporo’s iconic soup curry.
The last day in Sapporo begins with a rush at Mt. Teine, where skiers and snowboarders glide down Olympic slopes framed by crisp mountain air and powdery snow. By afternoon, the mood shifts to the historic Sapporo Beer Museum. Even non-drinkers can join the tasting here, thanks to refreshing non-alcoholic options, making it an inclusive stop for all.
As evening falls, the Mt. Moiwa Ropeway lifts visitors above the city, where Sapporo’s lights glitter like a sea of stars. It’s the perfect finale—thrill, culture, and quiet wonder all in one day.
Experiences like this don’t come cheap, but they’re worth every peso. Here’s why it pays to prepare early:
Even setting aside a small portion of your income starting today can add up by winter. Think of it as investing in a once-in-a-lifetime experience—because that first step on Hokkaido snow will feel even more magical knowing you made it happen.
Sapporo in winter isn’t just another trip—it’s an adventure filled with snow, sweets, and scenic views that every traveler should experience at least once. And while the season may seem far off, the smartest way to make it happen is to start saving now. By the time the snowflakes fall in Hokkaido, you’ll be ready—not just financially, but emotionally—to embrace every unforgettable moment.
So, if Sapporo has been on your bucket list, don’t wait. Begin your journey today, one saving step at a time.
